XTB offers several advantages for traders, including competitive spreads on forex pairs, a diverse selection of assets including cryptocurrencies and stocks, and a strong regulatory framework. The broker's proprietary platform, xStation, and support for MetaTrader 4 (MT4) cater to both beginner and experienced traders. Additionally, XTB's commitment to security, including encryption, two-factor authentication (2FA), and client funds segregation, provides a high level of trust. Its multilingual customer support and accessible response times make it a suitable choice for traders in various regions, including the UAE.
While XTB offers many benefits, there are some potential drawbacks to consider. One such drawback is the possibility of trading commissions, which may apply to certain account types and instruments, potentially impacting overall trading costs. Additionally, inactivity fees can be a concern for traders who don't frequently use their accounts. Furthermore, while XTB provides access to a variety of assets, the availability of specific stocks or cryptocurrency offerings may vary based on market conditions. Traders should also be aware of the conversion fees that can apply when depositing funds in a different currency.

XTB, founded in 2002, has earned a reputation as a prominent online brokerage firm in the global financial industry. With offices and operations in various countries, including the United Arab Emirates (UAE), XTB offers a localized trading experience for UAE traders.

XTB’s commitment to regulatory compliance ensures a secure trading environment for UAE clients. In the UAE, XTB operates under the regulatory framework of the Abu Dhabi Global Markets (ADGM) Financial Services Regulatory Authority (FSRA). This regulatory oversight provides a high level of investor protection.

Trading Platforms

XTB xStation

Features and Functionality

XTB’s proprietary trading platform, xStation, stands out for its powerful features. UAE traders can benefit from real-time market data, advanced charting tools, and over 20 technical indicators. Moreover, the xStation platform boasts a 99.12% order execution rate, ensuring trades are executed swiftly and accurately.

User Interface

XTB’s xStation platform is designed to be user-friendly and customizable. UAE traders can tailor their trading workspace, arrange charts, and access economic calendars and news feeds to make informed trading decisions.

Mobile Trading

For UAE traders on the move, xStation’s mobile app is available for both Android and iOS devices. This ensures accessibility and convenience for trading from anywhere in the UAE.

MetaTrader 4 (MT4)

Features and Functionality

XTB offers MetaTrader 4 (MT4) as an alternative trading platform. MT4 is known for its algorithmic trading capabilities, offering UAE traders access to automated trading strategies and Expert Advisors (EAs).

User Experience

UAE traders using MT4 can expect low-latency execution, customizable charting, and the ability to trade across multiple asset classes, including forex, commodities, and indices.

MetaTrader4 Compatibility

MT4 is compatible with Windows, macOS, and mobile devices, allowing UAE traders to trade seamlessly on their preferred device.

Asset Selection


Currency Pairs Offered

XTB provides access to a vast selection of currency pairs, including major, minor, and exotic pairs. UAE traders can trade popular pairs like EUR/USD and GBP/AED, taking advantage of competitive spreads.

Spreads and Leverage

XTB offers spreads that can be as low as 0.28 pips for EUR/USD, making it attractive for UAE forex traders. Leverage varies based on regulatory requirements, with up to 30:1 leverage available for retail traders in the UAE.


Available Stocks

UAE traders can access a range of stock CFDs, allowing them to speculate on the price movements of global stocks such as Apple, Google, and Amazon. XTB provides access to a diverse portfolio of stocks.

Stock Market Research

XTB offers comprehensive stock market research tools, including real-time news, market analysis, and financial reports. UAE traders can make informed decisions by staying updated on global stock market developments.


Cryptocurrency Offerings

XTB’s cryptocurrency offerings include popular digital assets like Bitcoin (BTC), Ethereum (ETH), and Ripple (XRP). UAE traders can trade these cryptocurrencies as CFDs, benefiting from both rising and falling markets.

Security Features

Given the inherent volatility of cryptocurrencies, XTB implements robust security measures, including secure wallet storage and encryption protocols, to protect UAE clients’ holdings.

Trading Accounts

Account Types

Standard Account

UAE traders looking for a standard trading experience can opt for the Standard account, which offers competitive spreads and access to a wide range of assets, including forex, stocks, and cryptocurrencies.

Pro Account

The Pro account is designed for more experienced UAE traders who require tighter spreads and lower commissions. Pro account holders often have higher trading volumes and benefit from reduced trading costs.

Account Opening Process

Documentation Requirements

Opening an account with XTB in the UAE requires standard identification documents, such as a passport and proof of residence. The process is straightforward and in line with UAE regulatory requirements.

Account Verification

XTB’s verification process is efficient, with account verification typically completed within a reasonable timeframe. UAE traders can expect a smooth onboarding experience.

Account Funding and Withdrawals

Minimum Deposit

The minimum deposit requirements for UAE traders at XTB may vary depending on the chosen account type. As of the last update, the minimum deposit for a Standard account was $250, while the Pro account required a minimum deposit of $25,000.

Deposit Options

UAE traders can fund their XTB accounts through various methods, including bank transfers, credit/debit cards, and e-wallets. The availability of deposit options may vary, so UAE traders should check the available options in their region.

Withdrawal Process

Withdrawing funds from an XTB account is straightforward, and UAE clients can use the same methods used for deposits. XTB aims to process withdrawal requests promptly, ensuring that UAE traders have convenient access to their funds.

Fees and Commissions


Forex Spreads

XTB offers competitive spreads on forex pairs. For example, as of [Date], the average spread for the EUR/USD currency pair could be as low as 0.28 pips for Pro account holders during peak trading hours. However, spreads may widen during periods of high market volatility.

Stock CFD Spreads

The spreads on stock CFDs can vary depending on the specific stock and market conditions. For instance, the spread for popular stocks like Apple (AAPL) might be as low as $0.05 during regular trading hours.

Commission Structure

Trading Commissions

XTB may charge trading commissions for certain account types and trading instruments. For instance, on the Pro account, there might be a commission of $3.50 per lot for forex trades. This means that for a standard lot (100,000 units), the commission would be $3.50.

Swap Rates

Overnight financing costs, or swap rates, can affect the cost of holding positions overnight. For example, if you hold a long position of 1 standard lot of EUR/USD overnight, you might incur a swap rate of -$3.00, indicating a cost of $3.00 per night.

Additional Costs

Inactivity Fees

XTB may charge inactivity fees if an account remains dormant. As of 2023, the inactivity fee is $10 per month after three consecutive months of inactivity. This fee is designed to encourage regular trading or account activity.

Conversion Fees

For UAE traders who deposit funds in a currency different from their trading account currency, XTB may apply conversion fees. For instance, the conversion fee might be 0.5% of the total amount converted. If you convert $1,000 from USD to AED, you could incur a conversion fee of $5.00.

Please note that these fee examples are for illustrative purposes and are subject to change. It’s essential to check the most up-to-date fee information on the XTB website or by contacting their customer support for accurate and current fee details.

Customer Support

Support Channels

Live Chat

UAE traders can access live chat support on the XTB website for quick assistance with inquiries and issues. Live chat is often the preferred method for resolving immediate concerns.

Email Support

XTB offers email support for UAE traders who prefer written communication. Email responses are typically prompt and can address a wide range of queries.

Phone Support

UAE traders can also reach XTB’s customer support team via phone for more personalized assistance. XTB provides dedicated phone lines for clients in the UAE to ensure effective communication.

Response Times

Average Response Time

XTB prides itself on providing timely support. On average, the response time for live chat and email inquiries is within a few minutes, ensuring that UAE traders receive swift assistance.

Multilingual Support

Language Options

UAE traders can access support in multiple languages, including English and Arabic. This multilingual support ensures that UAE clients can communicate comfortably in their preferred language.

Security and Regulation

Account Security

Encryption and Data Protection

XTB employs advanced encryption and data protection measures to safeguard UAE clients’ sensitive information and funds. Client data is stored securely, and robust security protocols are in place to mitigate cyber threats.

Two-Factor Authentication (2FA)

To enhance account security, XTB offers two-factor authentication (2FA) for UAE traders. This additional layer of protection helps prevent unauthorized access to trading accounts.

Regulatory Oversight

Licensing and Regulation

XTB operates under the regulatory oversight of the Abu Dhabi Global Markets (ADGM) Financial Services Regulatory Authority (FSRA). The FSRA’s stringent regulations provide UAE traders with a high level of confidence in the broker’s operations.

Investor Protection

UAE traders benefit from investor protection mechanisms mandated by the regulatory authority. XTB’s compliance with regulatory standards ensures that clients’ interests are safeguarded.

Client Funds Safeguarding

Segregated Accounts

XTB segregates client funds from its operational capital, adhering to regulatory requirements. This segregation of funds ensures that UAE clients’ capital remains protected even in the event of the broker’s insolvency.


Summary of Pros and Cons

In summary, XTB offers a comprehensive and competitive trading experience for UAE traders. Pros include access to a range of trading platforms, a wide selection of assets, and strong regulatory oversight. However, potential cons include trading costs such as spreads and commissions, which UAE traders should consider in their trading strategies.

Overall Rating and Recommendation

Considering the facts and features outlined in this review, XTB is a reputable broker that caters to the needs of UAE traders. The broker’s commitment to regulatory compliance, robust security measures, and a diverse range of trading instruments make it a suitable choice for both novice and experienced traders in the UAE. However, it’s crucial for UAE traders to thoroughly evaluate their individual trading goals and risk tolerance before opening an account with XTB.

4.5 rating